Strategy

July 2, 2020

Local Realtor Named among Top One Percent of Realtors in the Nation

Lindsey Harn of Richardson Properties was Named to 

REAL Trends + Tom Ferry America’s Best Real Estate Professionals

 

(San Luis Obispo, CA, June, 30, 2020) Richardson Properties, San Luis Obispo’s leading independent real estate brokerage, today announced that one of its realtors has been ranked in the top one percent ...

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Posted in Newsletter, Strategy
June 26, 2020

401(k) Loans Versus 401(k) Distributions: Which to choose?

Due to recent changes in the law, the lines between a 401(k) loan and withdrawal can become a bit blurred. Both let you access up to $100,000 of your retirement funds penalty- and tax-free, but there are slight differences.

If you take a withdrawal: 

  • Repayment isn’t required ...
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April 5, 2020

Steps You Can Take to Control Your Personal Finances

During uncertain times like these, it is important to take stock of your finances. While we are all at home, taking steps to protect your finances may, in fact, be one of the most productive and beneficial things you can do. Consider the following action items to help prepare for ...

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Posted in Strategy
April 3, 2020

Things You Can Do Today to Prepare Your Home for Listing

Homes are still selling, and new listings are being prepped for market. Interest rates are the best they have ever been! If you are considering selling, there are things you can do now (without leaving home) to prepare it for market.

  • Do a deep spring cleaning. Disinfect surfaces and hardware ...
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Posted in Strategy
Jan. 24, 2020

Zoning Changes, New Services, and Other Real Estate News! Stay Informed!

Zoning Changes, New Services, and Other Real Estate News! Stay Informed!

Posted in Newsletter, Strategy
Nov. 11, 2019

It's a Tale of Dual Markets. Be in the Know!

It's a Tale of Dual Markets. Be in the Know!

Posted in Strategy
Oct. 3, 2019

Tips for Buyers Looking to Purchase a Home with a Guest House

There are many advantages to owning a home with a guest house. A guest house can be used by family and friends when they visit, or by you as a private study or workshop. There are also financial advantages if you choose to rent it out: income toward your mortgage ...

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Posted in Strategy
Sept. 20, 2019

A Definitive Guide to Buying a House

The first step in buying a house is to sit down and make a budget. The budget should include how much cash you are willing to invest in the down payment, as well as the maximum amount you are willing to pay each month to own a home. 

Once ...

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Posted in Strategy
Aug. 30, 2019

Purchasing a Second Home

A second home can be an excellent investment as well as a source of supplemental income. If you are thinking about buying a second home, here are some questions to consider.

  • What are the advantages of purchasing a second home? 

  • How do I know if I can afford two ...

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Posted in Strategy
May 30, 2019

The HGTV Effect: What's the Best Strategy When Selling a Home That Needs Improvement?

Home sellers have long grappled with the dilemma of whether to update worn, out-of-fashion features and make repairs before listing. In a recent Realtor.com survey of 1000 consumers who are planning to buy within the next year, 60 percent said they are willing to buy an imperfect home. Half ...

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Posted in Strategy